For Startups

Put your raise to work from day one.

You raised to build, not to sit idle in a current account. Earn yield with no paperwork, no bureaucracy and no lock ups.

Why Numo for startups

Your raise should be earning from the day it lands.

No founder has time for comparing funds, opening accounts or constantly check cash needs.

Connect your account, choose how much runway to keep liquid, and your idle cash starts earning that day.

  • Earn from day one with zero treasury overhead.
  • Keep your runway liquid at all times.
  • No new bank and no paperwork to get going.
€1.84Mdeployed+2.1% net
Yield this quarter+€9,660
Runway extended+0.4 months

Onboarding that takes minutes, not weeks

KYC and KYB are fully digitized. Verify your company, entities and beneficial owners online. No forms to print, no branch visits, no back and forth.

Fully digital KYC & KYB
Identity and business verification handled entirely online.
Multi entity, beneficial owners
Verify every entity and owner in your structure in one flow.
Live in days, not weeks
Skip the paperwork and start earning sooner.
The product

Everything working behind your runway.

Numo handles forecasting, allocations and liquidity, so your cash compounds while you build.

Connect

Every bank account, unified

Link every bank and entity through open banking in minutes. Bank grade, no migration, no new account.

Bankinter · EUR€2.1M
Revolut · EUR€1.4M
BBVA · EUR€820K
Santander · EUR€540K
Policies

Guardrails you set once

Define account buffers, counterparty caps, and allowed instruments. Numo operates strictly inside them, and never crosses a line.

Keep a cash buffer in every account
Max €2M allocation per counterparty
Only into approved instruments
Orchestrate

Real time sweeps

Surplus is swept to the best home for it, automatically, on your schedule.

Idle cash
Sweep
2.2% MMF
Runs daily at 11:30
Allocate

Treasury allocations

Diversify across money market funds, IG bond funds and deposits from regulated partners.

Money market funds44%
IG bonds fund34%
Term deposits22%
Forecast

Live cash forecast

Numo learns your flows and projects runway, so you always know what is safe to deploy.

Next 90 daysMin runway €12.4M
See the full product
See the impact

How much could your idle cash earn?

Drag the sliders to estimate your projected yield at 2.1% APY.

Yield calculator
Free cash€1,500,000
€50k€5M
Time horizon3 months
1 mo24 mo
Projected yield
+€7,875
over 3 months at 2.1% APY
Monthly accrual+€2,625
Total over period+€7,875

No lock ups. Yield depends on the instrument and the rate environment.

What that yield buys your team

Idle cash, put to work, in real terms, across Europe.

1
months of a senior engineer
3
MacBook Pros for the team
31
flights across Europe

Values are indicative.

Start today

Put your raise to work.

No bank switch, no lock ups. Connect an account and start earning in minutes.